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The brand new Live Smart Not Hard, this page will be home to all guides, techniques, tips, and past blog posts related to finances. Including but not limited to:

credit cards
making money
saving money
real estate

Save Smart

Earn Smart

Finance(s) Smart


 Having 18 bank accounts shouldn’t scare you

Credit Cards

Does it Ever Make Sense to Pay an Annual Credit Card Fee?

Summary of post.

Applying for 8 Credit Cards in 6 Months Increased My Credit Score 5 Points

Dont Close Your credit cards

wont applying for credit cards kill my credit score?

5 pieces of the credit score pie

5 points what the heck is a credit score

How to Turn Old Gift Cards into Cash

Summary article

How to Sell Gift Cards You Don’t Want or Need

Summary article

$400 for Chase Bank Account

Make 1000 dollars in a day



How 9 Digits Saved Me 9 Dollars

sell phone
straight talk
republic wireless
cell down to $25
trade lunch for a vacation
Save Money by moving
daily expense tracker to manage budget
save 100 on netflix subscription
3 Reasons You Should Waste Your Entire First Paycheck